Smart planning leads to peace of mind


The planning consultation is effective, leading to answers to questions such as:

  • What if I don't have enough money to pay for long-term care out-of-pocket when the time comes?
  • Have I adequately provided the financial security and stability for my family in case of an unforeseen accident or death?
  • How do I navigate the complexities of Medicare planning?

Our Services

  • Long-Term Care Planning
  • Life Insurance Planning
  • Medicare Planning

We also make referrals to local and national leaders in financial planning, estate planning, and fiduciary services.


Long-Term Care planning (also see FAQ)

What is the difference between traditional long-term care insurance, and a hybrid plan?

Let's discuss your situation, paying attention to both your health and the level of your assets, to find the most suitable solutions for handling a long-term care event. 

We'll go over the differences between funding long-term care with your own assets vs designing either a traditional or a hybrid insurance plan.

Medicare planning

What is the best Medicare plan?

The answer to this question depends in large part on the medications you take, as well as whether you want basic coverage with higher co-pays, or comprehensive coverage with no deductibles and low or no co-pays.  

I can help you navigate the complexity of Medicare enrollment, or possibly also help you change your existing Medicare plan, if that's best for you.


Our Practice

Informal yet professional.  We'll work together to design a plan for long-term care insurance, Medicare, or life insurance which will be affordable and sensible.  The goal is to simplify your life--by working with me I'll help you save time and money.


I can help you take the stress out of planning for your future.

"Long-term care is the single most catastrophic financial risk you face.  And that's why the protection of insurance is so important."
(Wall Street Journal - Smart Money 5/08)
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Create a Positive Legacy

The decisions you make today will affect your family for generations to come.  Help protect your children and your children's children from the potentially devastating consequences of falling into a long-term care need with no plan in place.  The difficulties are not only financial but emotional, if no preparation has been made.